As you grow older, the thought of retirement can be both comforting and frightening, since you have the free time to do what you want, but also the worry of being dependent on someone other than yourself. An effective and well-planned financial strategy for retirement is the smarter way of securing comfort, independence and safety in old age.

The last thing that anyone wants is to be a burden on someone else, especially in terms of finances, or to end up in an assisted living or…

Not everyone leads the same life. So, why should you take a life insurance policy that your best friend or sibling took? It is extremely crucial that your insurance policy meets and matches your lifestyle needs. It should compliment your life in order for it to maximize its benefits.

In order to do so, ask the following questions at every stage of choosing any type of life insurance.

What is my net worth?

The first step of choosing life insurance policy…

The importance of having life insurance goes up when you have people depending on you - like kids or old parents, or if you have mortgage or debt to pay. The question of ‘why do I need life insurance’ has been answered a lot of times. But if you need a few more reasons, then the following stories should help.

We Should Have Gotten Life Insurance While Planning The Baby

When I got pregnant, my husband and I knew that we had to…

No one can question the benefits and importance of having a life insurance policy. The effectiveness of any policy relies on how they are used for solving or addressing different financial issues. There are many life insurance types to choose from, but if they do not cater to your specific needs, they are not worth investing in. The obvious reasons are known by most people, but there can be a few surprise uses of life insurance.

Let us look at two such scenarios where life…