As you start to age, it becomes exceedingly important to prepare and plan ahead for a solid retirement plan. It helps you to be able to secure a financial future for you and your loved ones, keeping up the lifestyle you are used to. Everyone also realizes the importance of life insurance, which can help to replace income in the case of a premature death as well as act as an investment for future gains. Most individuals consider life insurance as an investment for beneficiaries, and where income replacement…

Several companies make an initiative towards the betterment of their employees, and providing for life insurance coverage is one such incentive. By incorporating life insurance in the benefits package, the employer expresses the aim to support not only the employee, but also show care for their family members. Like any other kind of life insurance, coverage provided by employers has its pros and cons, and every employee should have a basic understanding of the same:

Pros

• Relatively Inexpensive Premiums Companies that offer life insurance coverage for their employees…

There are so many options available while shopping for life insurance, that choosing the right one becomes a confusing task. Here are 10 questions to ask your life insurance agent, to be sure you’re getting the right fit:

1. Who are you buying life insurance from?

   A more important question than the type of insurance policy, is who is behind it or backing it, and acting as the guarantor. It’s exceedingly important to know about the company you’re dealing with when purchasing a policy, right from when they…

Several companies make an initiative towards the betterment of their employees, and providing for life insurance coverage is one such incentive. By incorporating life insurance in the benefits package, the employer expresses the aim to support not only the employee, but also show care for their family members. Like any other kind of life insurance, coverage provided by employers has its pros and cons, and every employee should have a basic understanding of the same:

Pros

• Relatively Inexpensive Premiums Companies that offer life insurance coverage for their employees…

For single parents, insurance is a top priority that must be part of any financial plan. If you’re a single parent, the question comes up – why is it is more important for you than for other families? Well, you are the only source of comfort and support for your children, and if something were to happen to you, how will their expenses be covered? Couples have a little more leeway because the chance of something happening to both of them at the same time is very low. As a…