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Where Retirees Should and Shouldn't Retire
You had a good professional run and enjoyed a great career. It is now time for you to retire and enjoy a peaceful life ahead. But where you choose to retire will affect the quality of your life as a retiree. Various factors such as tax rates, weather, crime rate etc. will affect your retired life. Taking a life insurance policy is a must and will benefit you in more ways than one.
The Best States
Remember that even if you get excellent…
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9 years ago
ADLs and IADLs in Long Term Care Insurance: What Are They?
As you age, you may get wiser but your body unfortunately gets weaker. With a decrease in energy, even doing everyday chores seems like a herculean task. Around 70% of people above retirement age (65 years) are estimated to be either living in a nursing home or in need of assisted care, which can be very expensive.
Typically, by the time you need long term care, your kids have moved out and you are living on your own. This is where long-term care insurance (LTC)…
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9 years ago
Trends to Watch For in the Long Term Care Insurance Industry
Long-term care services refer to the personal and healthcare facilities as well as support that is provided to people who need it for an extended period of time.
While the long-term care insurance (LTC) industry has been growing in demand over the years, at this time it has an unsteady future. The sales of new LTC policies have fallen by 75%, and various policy carriers who were selling long-term care insurance 10 years ago have also majorly declined.
New Premium Structure for Long…
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9 years ago
Is Affordable Long Term Care Insurance Just a Myth?
Youth comes with a lot of energy, vibrancy and drive. There is so much you can do, physically as well as mentally, when your mind and body are at their peak performance. As you get older, however, your energy declines and you’re more likely to be struck with medical conditions or injuries that leave you dependent on others for long term care.
Why Long Term Care?
Investing in an insurance plan that offers coverage for long term care can ensure that you (and your loved…
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9 years ago
Life Insurance: An Unselfish Purchase You Make for Your Loved Ones
Are you considering life insurance, but have doubts as to why you should get it? Many Americans wonder about the need for life insurance, if it is really necessary, and whether they should get it or not. Many doubt the validity of having it, and wonder if it is a waste of money.
Do you have a family to support? Are you married, have kids or plan on having kids?
If you answered yes to any of those, then there really shouldn’t even…
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9 years ago